Why Suzy is in too much debt. And isn't blogging.

Argh I feel like I don't have time for any of the things that I enjoy at the moment! Blogging has taken a very definite backseat for now.

Did you know that Go.og.le Re.ad.er stops counting at 1000+ new posts?
I logged in and felt like it was mocking me. "You have ... you know what, you have too many damn posts to read. You are never going to catch up. So I am not even going to bother counting them. Let's just say you have TOO MANY NEW POSTS"

I'm at a crossroads at the moment, trying to balance work/life/kids/play/me time (HA!) and trying to work out how to fit everything in. I was almost at the point of leaving my job (I lay in bed this morning composing my letter of resignation actually!) but I just don't think I can give up the steady income right now.

It probably doesn't help our financial situation that I went and bought another house on Saturday! I could NOT resist it was in a great little spot and it is a little 2 bedroom cottage, last decorated circa 1950 and it is CUTE! I just love it. Plan on doing a few small improvements then renting it out (hopefully to friends who are looking in the area).

Unfortunately though, that, coupled with paying for another round of IVF, means that pretty much every cent we made off the sale of our last property, is GONE :(

We had planned on using that money to pay off a large portion of our debts...but instead it's all gone *POOF* within days of receiving it! Unfortunately too, because our car was written off, we still have to buy a car. My in-laws have lent us the money to do so, but it means that we do actually have to pay it off by the end of the year.

With all the debts we have, even with the great profit we are likely to make on our second renovation house which is about to hit the market...we are only going to have about half what I expected to put towards the renovations on our CURRENT house!

Boo hoo woe is me. Anyone who thinks they can make an easy million off property is dreaming. I actually thought we would be further ahead by now. But we are getting there. It's just taking WAAAY longer than I expected....

But I am blessed. We were lucky enough to have parents who loaned us all the money for our first house and we've built it from there. We are fortunate to be in the situation we are in, but we have worked very, very hard and done without a lot to be in this position. I can't wait to see how it all plays out - my friends joke and call me a mini mogul..that would be nice, to have an empire, wouldn't it? We'll see...